About
A Chartered Financial Consultant, working with retirees
Helping people make their retirement dreams come true for over a decade.
Sean Farro, ChFC®
Chartered Financial Consultant and independent advisor
The practice is planning led. Income needs, taxes, risk, and estate considerations are worked through first, and the investment approach is built to support that plan.
As a Chartered Financial Consultant, Sean prides himself on being a comprehensive retirement planning specialist, having extensive education and experience in the subject areas of Taxation, Risk Management, Estate and Legacy Planning, Investment Management, as well as Retirement Income and Distribution Planning.
He is an independent advisor and fiduciary, so recommendations are not shaped by an employer’s approved product list, and you can rest assured that the advice you receive will always be in your best interest. He is also active in his local church and very serious about his faith in Jesus Christ.
Outside of serving retirees, Sean enjoys spending time with his wife and two daughters, fishing, golfing, camping, and hiking. He was born and raised in Ocala, Florida, and has called Central Florida home most of his life. Sean and his wife, Jeanette, also love traveling with their Labra-daughters, Tilly (black Lab) and Clover (brown Lab).
He is direct about how he wants the firm to run. Give people honest answers, even when it would be easier not to. Explain things in terms people can understand, rather than talking over their heads. And treat the people he works with the way he would want his own family treated.
A retirement plan consists of more than growing an investment portfolio. Your long-term care plan, Medicare selection, and annuity and life insurance policies should all work together cohesively alongside your portfolio. Sean is licensed to advise on both insurance and investments, which allows insurance and investment questions to be addressed together, as they should be.
He works with clients nationwide, so schedule an introduction call today using the button below. From there, meet at one of his Central Florida offices or over Zoom for an initial consultation, always at no cost and no obligation.
Sean Farro, ChFC®
Investment Advisor Representative
Chartered Financial Consultant (ChFC®), issued by The American College of Financial Services.
Away from the office
Home, family, and time on the water
Background
Credentials, licensing, and focus
What stands behind the advice.
Chartered Financial Consultant
The ChFC® program from The American College of Financial Services covers retirement income, tax planning, estate planning, risk management, and investments.
Investment Advisor Representative
It’s the role Sean advises you in, and when he gives investment advice he acts as a fiduciary.
Born and raised in Central Florida
In a part of Florida where most people came from somewhere else, Sean is from here. His offices are in Central Florida, and he advises clients well beyond it.
Focused on retirees
Most of the people Sean works with are retired or close to it, so the planning centers on income, taxes, investments, risk, and estate matters.
How the practice is structured
Planning led, fiduciary, independent, and dual licensed
Planning led
The plan comes first. Income, taxes, risk, and estate get worked through together, and the portfolio is built to support that plan rather than the other way around.
Fiduciary
When Sean gives investment advice, he does it as a fiduciary. He is required to put your interests ahead of his own.
Independent
No employer hands Sean an approved product list or a sales target, so what he recommends starts with your situation.
Insurance and investment licensed
Sean holds both licenses, so insurance questions and investment questions get answered together instead of in separate rooms. Medicare selection, long-term care, and annuities are all part of what he advises on.